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Confidence in Spirit

Confidence in Spirit It is the morning of Saturday, July 21, 2001 and the wind was puffing pretty well. We were at anchor off Cape Santa Maria and the water was making a slapping sound against the hull as I checked our position. Still in the same place at a depth of...

What is Confidence Over Money?

Confidence over money is when you have a certainty that today, and for no matter how long you live, you will be able to maintain the lifestyle you are accustomed to and expect, no matter what. In all the years I have practiced financial planning, one question I always...